The  Heinemann
Mortgage  Team

First  Class  Concierge  Mortgage  Advisors

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Client Testimonials

Ryan Heinemann comes out on top!

"Ryan Heinemann is one of the best Lender's I have worked with in the past 20 years! I have been a Realtor in the Charleston area for that period of time and have worked with many clients, with numerous Lenders, in several parts of the state and Ryan comes out on top! This was a personal investment property for my wife and I and Ryan found a great way for us to finance the property with a smaller down payment and a great interest rate! He is a true professional and a GREAT Lender that I would highly recommend to anyone! I will also personally use him again in the future!"
Jim Elliget
Home Purchase Success

“Although utilizing the VA process is very tedious and can be time consuming for the buyer, we were able to complete everything in a timely manner. Complete our purchase on time with our planned scheduled move and Ryan's team assisted us every step professionally and competently.”
Gary Yeatts
Extremely professional and attentive

“After a large bank failed me, I was recommended to reach out to Alex and Ryan at American Security Mortgage. With only 3+ weeks until my scheduled closing date, they were able to secure my funding with a few days to spare. The level of organization and communication throughout the process was fantastic and the recommendation on how to structure the funding was spot on. I would highly recommend Ryan Heinemann and American Security Mortgage to anyone seeking a lender.”
Kendrick S.
Thorough follow up and advise resulted in the best possible finance options

“Ryan and his team were very pro-active and helpful in designing an approach for financing that fit my unique situation. Thorough follow up and advise resulted in the best possible finance options and resulted in a smooth approval and close on my new home. Highly recommended!”
Anonymous
Efficient understanding professional

“They direct you and support you the right way thought the process. Strongly advise to work with them. They will find a solution for you and your family”
Julie C.
"The entire group that we dealt with were extremely helpful. It's a tough process and they do all they can to make it as painless as possible. They were very supportive of our issues and the closing went very smoothly."
Kelly, M.
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Locations

West Palm Beach, FL

224 Datura Street, Suite #1315
West Palm Beach, FL 33401
561.855.4944

Murrells Inlet, SC

640 Morse Ave., Bld.C, Unit #8
Murrells Inlet, SC 29576
843.997.1498

Charleston, SC

835 Coleman Blvd., Suite 1A
Mt. Pleasant, SC 29464 
843.696.0064

Meet the Team

J. Ryan Heinemann

Regional Manager
Ryan Heinemann has been leading the residential mortgage business since October of 2000. As a first class Concierge Mortgage Adviser, Ryan is committed to a high level of customer service with his clients and strategic partners. During his 18 years, he has assisted first time homebuyers, high-net-worth borrowers, self-employed borrowers, investment borrowers, and others from loan application to closing. Ryan is currently the Regional Manager and leader of the Heinemann Mortgage Team. Ryan looks forward to adding you to his long list of successful business relationships.
Licensed to work in:
Florida (LO9464), South Carolina (MLO - 140899), North Carolina (I-149306), Georgia (43461), Delaware (MLO140899),
 Virginia (MLO-20898VA)

NMLS#140899

Florida Direct: 561.631.0087
South Carolina Direct: 843.602.6861
rh@1asmc.com

Michele Grzelak

Loan Originator - Myrtle Beach/Murrells Inlet Branch Manager
Michele moved to Myrtle Beach, SC in 1995 after graduating  from Millersville University of Pennsylvania and is proud to call the Grand Strand home ever since.   She truly enjoys the opportunity to serve her clients and not only strives to give them the highest level of customer service possible, but to also be there with them throughout the entire process and beyond.  For Michele, being a Loan Officer is not just a job it is a passion and she loves what she does!

NMLS# 1375740

Direct: 843.997.1498
Email: mgrzelak@1asmc.com



John Heinemann

Loan Originator - Charleston/Mount Pleasant Branch Manager
John Heinemann is currently the Branch Manager with American Security Mortgage Corp, overseeing the Charleston, SC office.  John has over 15 years of experience in the mortgage and banking industry. Licensed in South Carolina, John also holds a Masters of Business Administration and a Bachelors of Science in Engineering.   He was born and raised in the Lowcountry of South Carolina and is happily married to his high school sweetheart Jennifer and is the father of three children.  John is dedicated to the highest level of customer service with his clients and is ready to assist you with all of your mortgage needs.

NMLS# 1648717

Direct: 843.696.0064
Email: jheinemann@1asmc.com

Brian Davidson

Loan Originator- Charleston/Mount Pleasant
Brian Davidson has 15 years experience as a mortgage loan officer.  He is a graduate of the College of Charleston and resides in town. While at the College of Charleston Brian met his future wife, Heather Davidson. Brian and Heather have 3 sons to keep them busy at home. Brian enjoys coaching youth soccer in his spare time.  Brian's knowledge and experience as a mortgage loan officer enables Brian to help each customer find the best mortgage product while receiving excellent customer service.

NMLS #414442

Direct: 843.568.4726
Email: bdavidson@1asmc.com

CIndy Bradford

Loan Processor
Cindy Bradford began in the mortgage industry in 2005. She graduated with honors from the University of Asheville, NC with a BS in Business Management and The Medical University of SC with a Masters in Health Administration. Her background in the mortgage field includes CFO of a privately owned mortgage company, Loan Officer Assistant, Loan Officer, and now Processor for American Security Mortgage. In her spare time, Cindy enjoys painting, gardening, the beach and outdoor adventures. She is also an active PTA mom to 7 year old twins and loves taco nights with her family!

Direct: 910-470-0499
Email: cbradford@1asmc.com




Mary Soldano

Loan Processor
Mary started in the Mortgage Industry when she moved from New York to Florida in 1992.  She started working as a Loan Officer Assistant and then went into processing. Mary has been a Processing Supervisor and Underwriter, however dealing with clients directly is what she enjoys most. Mary is knowledgeable with all different loan types including Conventional, FHA, VA, Bond, and USDA loans.

Direct: 561.855.4955
Cell: 843-429-3663
Email: msoldano@1asmc.com

Lauren Hays

Loan Officer Assistant
Lauren is a Loan Officer Assistant that is new to the mortgage banking industry. She graduated from the Warrington College of Business at the University of Florida and has over six years of customer service experience. She will make the process of obtaining a loan as smooth as possible and will work with you every step of the way.

Direct: 561.855.4955
Cell: 843.429.3328
Email: lhays@1asmc.com

Erin Callow

Executive Assistant
Erin began with American Security Mortgage with over 20 years of experience as a Project Manager. Today she applies her broad knowledge of planning, excellent organization and communication skills with her dynamic personality towards overall project management and high-end customer service to the Heinemann Mortgage Team. She works behind the scenes to facilitate the needs of the team, enabling them to focus on the clients.

Direct: 305.632.6536
Email: ecallow@1asmc.com

Suzanne Crump

Company Liaison/Loan Concierge
Suzanne Crump grew up in Gainesville, FL before moving to Charlotte, NC in 1996. She began her career in the mortgage industry 25 years ago. Suzanne started out as a receptionist, and became intrigued by the business and immediately sought to learn more. After a brief time working as a Loan Originator, she went on to work as a Loan Processor for the next 20 years. Today, Suzanne uses her vast knowledge and experience from the various departments in the industry as the Corporate Liaison.  Today she is married with 2 kids, still living in Charlotte and working at the corporate headquarters.

Direct: 704.366.7110
Email: scrump@1asmc.com

Mortgage Calculators

The following online calculators serve as helpful tools during the mortgage process.
Payment/Amortization
Calculate your monthly payment and see how the principal is paid over time.
Debt Consolidation
Determine if you can consolidate your debt by combining it with your home mortgage
Refinance Break-Even Point
Find out how long it will take to "break-even" on a refinanced loan.
REnt vs. own
Calculate the difference between renting and buying a home.
PRepayment Savings
Find out how soon you can pay off your mortgage by making a prepayment.
Tax Savings
Determine the estimated tax savings with a new loan.
Annual Percentage Rate (APR)
Calculate the APR for fixed-rate or adjustable-rate loans.
Early Payoff
Determine the additional monthly payment amount needed to pay off the loan sooner.
about Our Company

American Security Mortgage

American Security Mortgage Corp, is a fully delegated mortgage banking institution. That means we have the ability to originate and fund all of our loans. We won’t pass your loan off to a third party, all credit decisions and underwriting are done in house by our own highly educated loan professionals who take the time to educate you on the available options.

With representatives who are carefully selected for their industry expertise, responsible lending practices and consultative approach, you’re always in capable hands. Our mission is to secure and provide the most favorable mortgage financing products and pricing to meet the unique needs of each customer. We're here to take care of you and provide superior service every step of the way.

American Security Mortgage NMLS 40561
www.AmericanSecurityMortgage.com

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Contact Info

West Palm Beach - 561.631.0087

Murrells Inlet - 843.602.6861

Charleston - 843.696.0064

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. American Security Mortgage Company NMLS ID #40561 (www.nmlsconsumeraccess.org). 

Copyright © 2017 American Security Mortgage Company
All rights reserved