The  Heinemann
Mortgage  Team

First  Class  Concierge  Mortgage  Advisors in Charleston, Myrtle Beach and West Palm Beach

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Client Testimonials

Ryan Heinemann comes out on top!

"Ryan Heinemann is one of the best Lender's I have worked with in the past 20 years! I have been a Realtor in the Charleston area for that period of time and have worked with many clients, with numerous Lenders, in several parts of the state and Ryan comes out on top! This was a personal investment property for my wife and I and Ryan found a great way for us to finance the property with a smaller down payment and a great interest rate! He is a true professional and a GREAT Lender that I would highly recommend to anyone! I will also personally use him again in the future!"
Jim Elliget
Home Purchase Success

“Although utilizing the VA process is very tedious and can be time consuming for the buyer, we were able to complete everything in a timely manner. Complete our purchase on time with our planned scheduled move and Ryan's team assisted us every step professionally and competently.”
Gary Yeatts
Extremely professional and attentive

“After a large bank failed me, I was recommended to reach out to Alex and Ryan at American Security Mortgage. With only 3+ weeks until my scheduled closing date, they were able to secure my funding with a few days to spare. The level of organization and communication throughout the process was fantastic and the recommendation on how to structure the funding was spot on. I would highly recommend Ryan Heinemann and American Security Mortgage to anyone seeking a lender.”
Kendrick S.
Thorough follow up and advise resulted in the best possible finance options

“Ryan and his team were very pro-active and helpful in designing an approach for financing that fit my unique situation. Thorough follow up and advise resulted in the best possible finance options and resulted in a smooth approval and close on my new home. Highly recommended!”
Efficient understanding professional

“They direct you and support you the right way thought the process. Strongly advise to work with them. They will find a solution for you and your family”
Julie C.
"The entire group that we dealt with were extremely helpful. It's a tough process and they do all they can to make it as painless as possible. They were very supportive of our issues and the closing went very smoothly."
Kelly, M.

Mortgage Office Locations Near Charleston, Myrtle Beach SC & West Palm Beach FL

West Palm Beach, FL

224 Datura Street, Suite #1315
West Palm Beach, FL 33401

Murrells Inlet, SC

640 Morse Ave., Bld.C, Unit #8
Murrells Inlet, SC 29576

Charleston, SC

835 Coleman Blvd., Suite 1A
Mt. Pleasant, SC 29464 

Meet our Team of Mortgage Specialists Near Charleston, Myrtle Beach & West Palm Beach

Carolina Mortgage Loan Expert

J. Ryan Heinemann

Southeastern and Coastal Carolina Mortgage Expert, Regional Manager
Ryan Heinemann has been leading the residential mortgage business since October of 2000. As a first class Concierge Mortgage Adviser, Ryan is committed to a high level of customer service with his clients and strategic partners. During his 18 years, he has assisted first time homebuyers, high-net-worth borrowers, self-employed borrowers, investment borrowers, and others from loan application to closing. Ryan is currently the Regional Manager and leader of the Heinemann Mortgage Team. Ryan looks forward to adding you to his long list of successful business relationships.
Licensed to work in:
Florida (LO9464), South Carolina (MLO - 140899), North Carolina (I-149306), Georgia (43461), Delaware (MLO140899),
 Virginia (MLO-20898VA)


Florida Direct: 561.631.0087
South Carolina Direct: 843.602.6861
Charleston Mortgage Loan

John Heinemann

Charleston and Mount Pleasant Mortgage Loan Originator, Branch Manager
John Heinemann is currently the Branch Manager with American Security Mortgage Corp, overseeing the Charleston, SC office.  John has over 15 years of experience in the mortgage and banking industry. Licensed in South Carolina, John also holds a Masters of Business Administration and a Bachelors of Science in Engineering.   He was born and raised in the Lowcountry of South Carolina and is happily married to his high school sweetheart Jennifer and is the father of three children.  John is dedicated to the highest level of customer service with his clients and is ready to assist you with all of your mortgage needs.

NMLS# 1648717

Direct: 843.696.0064
Mount Pleasant Mortgage Loan

Brian Davidson

Charleston and Mount Pleasant Mortgage Loan Originator
Brian Davidson has 15 years experience as a mortgage loan officer.  He is a graduate of the College of Charleston and resides in town. While at the College of Charleston Brian met his future wife, Heather Davidson. Brian and Heather have 3 sons to keep them busy at home. Brian enjoys coaching youth soccer in his spare time.  Brian's knowledge and experience as a mortgage loan officer enables Brian to help each customer find the best mortgage product while receiving excellent customer service.

NMLS #414442

Direct: 843.568.4726
Myrtle Beach area Mortgage Loan

Kathy Barnes

Murrells Inlet Mortgage Loan Officer Assistant
Kathy’s extensive knowledge of the mortgage industry has been obtained over the last 15 years in the industry. Her personal connection to clients assists in ensuring a smooth process from start to finish.

NMLS# 881220

Direct: 910-470-0499

Mortgage Loan officer near me

Mary Soldano

Mortgage Loan Processor
Mary started in the Mortgage Industry when she moved from New York to Florida in 1992.  She started working as a Loan Officer Assistant and then went into processing. Mary has been a Processing Supervisor and Underwriter, however dealing with clients directly is what she enjoys most. Mary is knowledgeable with all different loan types including Conventional, FHA, VA, Bond, and USDA loans.

Direct: 561.855.4955
Cell: 843-429-3663
Mortgage Loan Officer Assistant


Executive Assistant
Erin began with American Security Mortgage with over 20 years of experience as a Project Manager. Today she applies her broad knowledge of planning, excellent organization and communication skills with her dynamic personality towards overall project management and high-end customer service to the Heinemann Mortgage Team. She works behind the scenes to facilitate the needs of the team, enabling them to focus on the clients.

Direct: 305.632.6536
American Security Mortgage Loans


Company Liason/Loan Concierge
Suzanne Crump grew up in Gainesville, FL before moving to Charlotte, NC in 1996. She began her career in the mortgage industry 25 years ago. Suzanne started out as a receptionist, and became intrigued by the business and immediately sought to learn more. After a brief time working as a Loan Originator, she went on to work as a Loan Processor for the next 20 years. Today, Suzanne uses her vast knowledge and experience from the various departments in the industry as the Corporate Liaison.  Today she is married with 2 kids, still living in Charlotte and working at the corporate headquarters.

Direct: 704.366.7110

Mortgage Calculators

The following online calculators serve as helpful tools during the mortgage process.
Calculate your monthly payment and see how the principal is paid over time.
Debt Consolidation
Determine if you can consolidate your debt by combining it with your home mortgage
Refinance Break-Even Point
Find out how long it will take to "break-even" on a refinanced loan.
REnt vs. own
Calculate the difference between renting and buying a home.
PRepayment Savings
Find out how soon you can pay off your mortgage by making a prepayment.
Tax Savings
Determine the estimated tax savings with a new loan.
Annual Percentage Rate (APR)
Calculate the APR for fixed-rate or adjustable-rate loans.
Early Payoff
Determine the additional monthly payment amount needed to pay off the loan sooner.
about Our Company

American Security Mortgage

American Security Mortgage Corp, is a fully delegated mortgage banking institution. That means we have the ability to originate and fund all of our loans. We won’t pass your loan off to a third party, all credit decisions and underwriting are done in house by our own highly educated loan professionals who take the time to educate you on the available options.

With representatives who are carefully selected for their industry expertise, responsible lending practices and consultative approach, you’re always in capable hands. Our mission is to secure and provide the most favorable mortgage financing products and pricing to meet the unique needs of each customer. We're here to take care of you and provide superior service every step of the way.

American Security Mortgage NMLS 40561

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