Pre-approval

Getting pre-approved for a loan helps you to know how much home you can afford. To start, you’ll be asked to complete a loan application. The Heinemann Mortgage Team at American Security Mortgage Corp. reviews the application and the supporting documentation and will send a pre-approval letter with the financing option(s) you qualify for. Completing this step up front increases your negotiating power when making a purchase offer. This lets the seller and listing agent know that you are qualified to purchase the property!